{"id":1352,"date":"2019-07-23T15:34:17","date_gmt":"2019-07-23T15:34:17","guid":{"rendered":"http:\/\/gurukulgalaxy.com\/blog\/?p=1352"},"modified":"2019-07-23T15:34:18","modified_gmt":"2019-07-23T15:34:18","slug":"how-to-graduate-college-debt-free-from-four-people-who-did-it","status":"publish","type":"post","link":"http:\/\/gurukulgalaxy.com\/blog\/how-to-graduate-college-debt-free-from-four-people-who-did-it\/","title":{"rendered":"How To Graduate College Debt Free (From Four People Who Did It)"},"content":{"rendered":"\n<p>Source: forbes.com<\/p>\n\n\n\n<p>Student loan debt has become a national crisis, with over $1.5 trillion in debt spread among 45 million Americans and no end in sight. Student loan default rates are scary as a result, spreading despair among those who cannot manage their payments and keep a roof over their heads. Adding more fuel to the fire is the fact it\u2019s still nearly impossible to discharge federal or private student loans in bankruptcy.<\/p>\n\n\n\n<p>Even worse is the fact that attending a public, four-year school in your home state now\u00a0<strong>costs almost six figures by the time you\u2019re ready to graduate<\/strong>. Yes, that\u2019s right. According to\u00a0College Board figures, average tuition and fees (plus room and board) work out to $21,370 per year right now for public, in-state schools that offer four-year degrees.<\/p>\n\n\n\n<p>Yet, despite all this, some college graduates have managed to escape school without any debt in the recent past. Here\u2019s how four college graduates made their debt-free dreams happen \u2014 and how you may be able to do it, too.<\/p>\n\n\n\n<p><strong>Ryan Guina, the voice behind<\/strong>&nbsp;<strong>The Military Wallet<\/strong><\/p>\n\n\n\n<p>\u201cI wasn&#8217;t sure what I wanted to do, so I\u00a0joined the military. When I joined the Air Force, I was automatically enrolled in the Community College of the Air Force,\u201d says Guina. \u201cI earned an associate degree using my previous college credits and what I earned through the CCAF.\u201d<\/p>\n\n\n\n<p>From there, Guina used the Air Force Tuition Assistance program to earn his bachelor\u2019s degree. He attended Embry-Riddle Aeronautical University, which accepted 60 credits from his previous college and the CCAF.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Source: forbes.com Student loan debt has become a national crisis, with over $1.5 trillion in debt spread among 45 million&hellip;<\/p>\n","protected":false},"author":1,"featured_media":1353,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[346],"tags":[502,1584,1583,1586,1585,1582,673],"class_list":["post-1352","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-college","tag-college","tag-college-board-figures","tag-college-debt-free","tag-community-college","tag-graduate","tag-graduate-college-debt-free","tag-school"],"_links":{"self":[{"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/posts\/1352","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/comments?post=1352"}],"version-history":[{"count":1,"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/posts\/1352\/revisions"}],"predecessor-version":[{"id":1354,"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/posts\/1352\/revisions\/1354"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/media\/1353"}],"wp:attachment":[{"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/media?parent=1352"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/categories?post=1352"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/gurukulgalaxy.com\/blog\/wp-json\/wp\/v2\/tags?post=1352"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}